Finding an appropriate balance between equity and fixed income is an important component in pursuing your financial goals. We seek to manage risk primarily through asset allocation and diversification. We offer seven primary asset allocations with expanded and focused portfolios in each. We can help you determine a strategy that is well-suited for your investment needs.
1- DEFENSIVE
- Diversification: Expanded Portfolio
- Risk: low
- Primary Objective(s): total return with a secondary objective of capital preservation
- Time Horizon: short term
- Target Allocation: 90% Fixed Income, 10% Equity
STRATEGY:
This portfolio seeks total return, with a secondary objective of capital preservation. The diversified strategy is invested primarily in Fixed Income—which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. It also has a small portion allocated to Equity—which may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
| FIRM |
MODEL FOLIO |
TARGET ALLOCATION |
| American Values Investments, Inc. |
American Hero Equity |
2.5% |
| Eventide Asset Management, LLC |
Eventide Equity Income |
2.5% |
| Eventide Asset Management, LLC |
Eventide Midcap (EMF) |
2.5% |
| Values First Advisors, Inc. |
VFA Small Cap Focus (SCF) |
2.5% |
| Values First Advisors, Inc. |
VFA Total Return (FI) |
90% |
FP1- DEFENSIVE
- Diversification: Focused Portfolio (FP)
- Risk: low
- Primary Objective(s): total return with a secondary objective of capital preservation
- Time Horizon: short term
- Target Allocation: 90% Fixed Income, 10% Equity
STRATEGY:
This portfolio seeks total return, with a secondary objective of capital preservation. The diversified strategy is invested primarily in Fixed Income—which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. It also has a small portion allocated to Equity—which may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
| FIRM |
MODEL FOLIO |
TARGET ALLOCATION |
| American Values Investments, Inc. |
American Hero Equity |
6.0% |
| Eventide Asset Management, LLC |
Eventide Midcap (EMF) |
4.0% |
| Values First Advisors, Inc. |
VFA Total Return (FI) |
90.0% |
2-CONSERVATIVE
- Diversification: Expanded Portfolio
- Risk: low
- Primary Objective(s): total return with a secondary objective of capital preservation
- Time Horizon: short-term
- Target Allocation: 80% Fixed Income, 20% Equity
STRATEGY:
This portfolio seeks total return, with a secondary objective of capital preservation. The diversified strategy is invested primarily in Fixed Income—which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. It also has a small portion allocated to Equity—which may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
| FIRM |
MODEL FOLIO |
TARGET ALLOCATION |
| American Values Investments, Inc. |
American Hero Equity |
5.0% |
| Eventide Asset Management, LLC |
Eventide Equity Income |
5.0% |
| Eventide Asset Management, LLC |
Eventide Midcap (EMF) |
5.0% |
| Values First Advisors, Inc. |
VFA REIT |
2.5% |
| Values First Advisors, Inc. |
VFA Small Cap Focus (SCF) |
2.5% |
| Values First Advisors, Inc. |
VFA Total Return (FI) |
80.0% |
FP2- CONSERVATIVE
- Diversification: Focused Portfolio (FP)
- Risk: low
- Primary Objective(s): total return with a secondary objective of capital preservation
- Time Horizon: short-term
- Target Allocation: 80% Fixed Income, 20% Equity
STRATEGY:
This portfolio seeks total return, with a secondary objective of capital preservation. The diversified strategy is invested primarily in Fixed Income—which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. It also has a small portion allocated to Equity—which may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
| FIRM |
MODEL FOLIO |
TARGET ALLOCATION |
| American Values Investments, Inc. |
American Hero Equity |
12.0% |
| Eventide Asset Management, LLC |
Eventide Midcap (EMF) |
8.0% |
| Values First Advisors, Inc. |
VFA Total Return (FI) |
80.0% |
3- CONSERVATIVE WITH GROWTH
- Diversification: Expanded Portfolio
- Risk: moderate
- Primary Objective(s): seek income with moderate growth
- Time Horizon: short to medium term investment horizon
- Target Allocation: 60% Fixed Income, 40% Equity
STRATEGY:
The portfolio seeks income with moderate growth. The diversified strategy is invested in a mixture of Fixed Income and Equity. Fixed Income which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
| FIRM |
MODEL FOLIO |
TARGET ALLOCATION |
| American Values Investments, Inc. |
American Hero Equity |
10.0% |
| Eventide Asset Management, LLC |
Eventide Equity Income |
10.0% |
| Eventide Asset Management, LLC |
Eventide Mid Cap (EMF) |
10.0% |
| Values First Advisors, Inc. |
VFA REIT |
4.0% |
| Values First Advisors, Inc. |
VFA Small Cap Focus (SCF) |
6.0% |
| Values First Advisors, Inc. |
VFA Total Return (FI) |
60.0% |
FP3- CONSERVATIVE WITH GROWTH
- Diversification: Focused Portfolio (FP)
- Risk: moderate
- Primary Objective(s): seek income with moderate growth
- Time Horizon: short to medium term investment horizon
- Target Allocation: 60% Fixed Income, 40% Equity
STRATEGY:
The portfolio seeks income with moderate growth. The diversified strategy is invested in a mixture of Fixed Income and Equity. Fixed Income which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
| FIRM |
MODEL FOLIO |
TARGET ALLOCATION |
| American Values Investments, Inc. |
American Hero Equity |
24% |
| Eventide Asset Management, LLC |
Eventide Midcap (EMF) |
16% |
| Values First Advisors, Inc. |
VFA Total Return (FI) |
60% |
4- BALANCED
- Diversification: Expanded Portfolio
- Risk: moderate
- Primary Objective(s): balance of growth and income
- Time Horizon: medium term
- Target Allocation: 50% Fixed Income, 50% Equity
STRATEGY:
The portfolio seeks a balance of growth and income. The diversified strategy is invested in a mixture of Fixed Income and Equity. Fixed Income which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
| FIRM |
MODEL FOLIO |
TARGET ALLOCATION |
| American Values Investments, Inc. |
American Hero Equity |
12.5% |
| Eventide Asset Management, LLC |
Eventide Equity Income |
10.0% |
| Eventide Asset Management, LLC |
Eventide Mid Cap (EMF) |
12.5% |
| Values First Advisors, Inc. |
VFA REIT |
5.0% |
| Values First Advisors, Inc. |
VFA Small Cap Focus (SCF) |
10.0% |
| Values First Advisors, Inc. |
VFA Total Return (FI) |
50.0% |
FP4- BALANCED
- Diversification: Focused Portfolio (FP)
- Risk: moderate
- Primary Objective(s): balance of growth and income
- Time Horizon: medium term
- Target Allocation: 50% Fixed Income, 50% Equity
STRATEGY:
The portfolio seeks a balance of growth and income. The diversified strategy is invested in a mixture of Fixed Income and Equity. Fixed Income which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
| FIRM |
MODEL FOLIO |
TARGET ALLOCATION |
| American Values Investments, Inc. |
American Hero Equity |
30% |
| Eventide Asset Management, LLC |
Eventide Midcap (EMF) |
20% |
| Values First Advisors, Inc. |
VFA Total Return (FI) |
50% |
5- BALANCED WITH GROWTH
- Diversification: Expanded Portfolio
- Risk: moderate
- Primary Objective(s): seeks growth with a secondary objective of income
- Time Horizon: medium to long-term investment horizon
- Target Allocation: 60% Equity, 40% Fixed Income
STRATEGY:
The portfolio seeks growth with a secondary objective of income. The diversified strategy is invested in a mixture of Fixed Income and Equity. Fixed Income which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
| FIRM |
MODEL FOLIO |
TARGET ALLOCATION |
| American Values Investments, Inc. |
American Hero Equity |
17.5% |
| Eventide Asset Management, LLC |
Eventide Equity Income |
9.0% |
| Eventide Asset Management, LLC |
Eventide Mid Cap (EMF) |
15.0% |
| Eventide Asset Management, LLC |
Eventide Healthcare (EHF) |
3.5% |
| Values First Advisors, Inc. |
VFA REIT |
5.0% |
| Values First Advisors, Inc. |
VFA Small Cap Focus (SCF) |
10.0% |
| Values First Advisors, Inc. |
VFA Total Return (FI) |
20.0% |
| Values First Advisors, Inc. |
VFA Strategic Mgmt (FI) |
20.0% |
FP5- BALANCED WITH GROWTH
- Diversification: Focused Portfolio (FP)
- Risk: moderate
- Primary Objective(s): seeks growth with a secondary objective of income
- Time Horizon: medium to long-term investment horizon
- Target Allocation: 60% Equity, 40% Fixed Income
STRATEGY:
The portfolio seeks growth with a secondary objective of income. The diversified strategy is invested in a mixture of Fixed Income and Equity. Fixed Income which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
| FIRM |
MODEL FOLIO |
TARGET ALLOCATION |
| American Values Investments, Inc. |
American Hero Equity |
36% |
| Eventide Asset Management, LLC |
Eventide Midcap (EMF) |
24% |
| Values First Advisors, Inc. |
VFA Total Return (FI) |
20% |
| Values First Advisors, Inc. |
VFA Strategic Mgmt (FI) |
20% |
6- GROWTH
- Diversification: Expanded Portfolio
- Risk: moderately aggressive
- Primary Objective(s): growth
- Time Horizon: long-term
- Target Allocation: 80% Equity, 20% Fixed Income
STRATEGY:
The portfolio seeks long-term growth of principal. The diversified strategy is invested primarily in Equity with a portion in Fixed Income. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. Fixed Income which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
| FIRM |
MODEL FOLIO |
TARGET ALLOCATION |
| American Values Investments, Inc. |
American Hero Equity |
23.5% |
| Eventide Asset Management, LLC |
Eventide Equity Income |
7.0% |
| Eventide Asset Management, LLC |
Eventide Mid Cap (EMF) |
20.0% |
| Eventide Asset Management, LLC |
Eventide Healthcare (EHF) |
4.5% |
| Values First Advisors, Inc. |
VFA REIT |
5.0% |
| Values First Advisors, Inc. |
VFA Agg Market Opp (AMO) |
2.0% |
| Values First Advisors, Inc. |
VFA Small Cap Focus (SCF) |
18.0% |
| Values First Advisors, Inc. |
VFA Strategic Mgmt (FI) |
20.0% |
FP6- GROWTH
- Diversification: Focused Portfolio (FP)
- Risk: moderately aggressive
- Primary Objective(s): growth
- Time Horizon: long-term
- Target Allocation: 80% Equity, 20% Fixed Income
STRATEGY:
The portfolio seeks long-term growth of principal. The diversified strategy is invested primarily in Equity with a portion in Fixed Income. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. Fixed Income which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
| FIRM |
MODEL FOLIO |
TARGET ALLOCATION |
| American Values Investments, Inc. |
American Hero Equity |
48% |
| Eventide Asset Management, LLC |
Eventide Mid Cap (EMF) |
32% |
| Values First Advisors, Inc. |
VFA Strategic Mgmt (FI) |
20% |
7- AGGRESSIVE
- Diversification: Expanded Portfolio
- Risk: aggressive
- Primary Objective(s): growth
- Time Horizon: long-term
- Target Allocation: 100% Equity
STRATEGY:
The portfolio seeks long-term growth of principal. The diversified strategy is invested in Equity. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
| FIRM |
MODEL FOLIO |
TARGET ALLOCATION |
| American Values Investments, Inc. |
American Hero Equity |
25.0% |
| Eventide Asset Management, LLC |
Eventide Equity Income |
8.0% |
| Eventide Asset Management, LLC |
Eventide Mid Cap (EMF) |
26.0% |
| Eventide Asset Management, LLC |
Eventide Healthcare (EHF) |
6.5% |
| Values First Advisors, Inc. |
VFA Agg Market Opp (AMO) |
5.0% |
| Values First Advisors, Inc. |
VFA Small Cap Focus (SCF) |
24.5% |
| Values First Advisors, Inc. |
VFA Alternatives (AI) |
5.0% |
FP7- AGGRESSIVE
- Diversification: Focused Portfolio (FP)
- Risk: aggressive
- Primary Objective(s): growth
- Time Horizon: long-term
- Target Allocation: 100% Equity
STRATEGY:
The portfolio seeks long-term growth of principal. The diversified strategy is invested in Equity. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
| FIRM |
MODEL FOLIO |
TARGET ALLOCATION |
| American Values Investments, Inc. |
American Hero Equity |
60% |
| Eventide Asset Management, LLC |
Eventide Mid Cap (EMF) |
40% |
IMPORTANT INFORMATION
* The above Portfolios are available exclusively for Values First clients with accounts custodied at Folio Investments, Inc., d/b/a Goldman Sachs Custody Solutions.
* Most of our clients find that one of the above Portfolios is fitting for their investment needs. However, from time to time we develop custom portfolios for unique client needs and requests. Talk with your VFA advisor if you would like more information.
* The information about the above Portfolios was current as of the date this information was posted to this website. However, the actual Portfolios may differ. Talk with your VFA advisor for more information.
* All of the investments in the Portfolios contain risk and may lose value.
* For other important information and disclosures, see our Discretionary Advisory Agreement and Firm Brochure on our Forms page.
